Vulnerable Population: The Uninsured And Underinsured

Running Head : Uninsured and UnderinsuredNameCourseUniversityTutorDateUninsured and underinsuredThe uninsurable be those slew who do not eat up wellness damages reportage . The underinsured argon those unmarrieds with inadequate wellness insurance account estimating the uninsurable tribe is much easier as comp atomic number 18d to the underinsured , whereby it is very tough to stipulate inadequate . Providing health care function to the uninsurable and underinsured has proven to be a big challenge because the publication of uninsured patients is increasing with time . During recent age , on that point has been a decline in employer-based reportage leaving galore(postnominal) running(a) families without health insurance reporting . In the United States , the uninsured universe of discourse has been increasing due to factors such as cutbacks in Medicaid and welfare and also the erosion of employer-based health insurance reporting . to the highest degree of the individuals loseing health insurance are funky income earners and tummy be classified as poor . For the assiduous , the character of employment and size of business , determines the cost of reportage an individual is going to be given (Patel , Rushefsky , 2006The uninsured and underinsured demo numerous challenges twain in their health and financial circumstance . Most mountain living in rural areas are uninsured because they are either unemployed or eat up low earning jobs These mountain pay more for health operate than their insured counterparts and experience poor health outcomes . Diseases and ailments that could gain been easily treated go untreated and become serious health problems . Increasing the number of the insured and underinsured translates into lose of access to health care services for a large numbe r of people . This leads to increased risk f! or serious health problems and death . This is a very costly burden for the community . Many individuals lack health care insurance insurance insurance coverage due to the come along cost of health insurance premiums and erosion in employer-sponsored coverage Lack of access to health care impacts negatively both(prenominal) on the individuals and the community .

This population experiences lack of access to condom and primary health care services , higher deathrate rates and poor use of health care servicesDemographics of the uninsured and underinsuredUninsured individuals are generally below the age of 64 days because Medicare cov ers for the elderly above 65 years of age . Among this classify the majority of uninsured are young adults between ages of 19 and 24 because they are assumed to be healthy or still in school . Individuals between the ages of 55 and 64 are uninsured due to the erosion of employer based coverage for retirees (Ubel , 2001 .Single parents have a higher livelihood of being uninsured than married couples because they have one source of more and lesser changes of employment-based coverage Self employment individuals and those working for smaller industries are less likely to have health insurance coverage people from minority groups have the highest number of uninsured population . These include Hispanic and Black Americans who are said to have incomes below 200 of the federal poverty level . This is chiefly because many of them are poor or non-citizen . Rates of up...If you substantiative request to get a full essay, order it on our website: BestE ssayCheap.com

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